​Get Health Insurance

The insurance marketplace (or in Washington the insurance "exchange") is where you'll find insurance that provides coverage for you and your family to assist with medical bills and help you stay healthy.

Because of the Affordable Care Act, people who previously couldn't get coverage are finding insurance they can afford.

Who should shop for insurance on the marketplace/exchanges?

The insurance marketplace is for people who:

  • Don’t have health coverage.
  • Can’t get affordable health coverage through work.
  • Buy their own coverage and want a better option.
  • Own a small business and employ 50 or fewer people. 
If you would like to receive care from a PeaceHealth provider or medical center, be sure to choose an insurance plan that includes PeaceHealth.

You May Qualify for a Discount

Financial assistance is available for many people, including those who work. The chart below indicates the maximum for yearly incomes that may qualify for assistance.

​Family Size ​Maximum Yearly Income
​1 $47,520
​2 $64,080
​3 $80,640
​4 $97,200
​5 $113,760
​6 $130,320

For more information about financial assistance offered by PeaceHealth, visit our Financial Assistance page.

Five things to know

  1. The exchanges, Healthcare.gov in Oregon and Alaska or Washington Healthplanfinder in Washington, are where to go to find out whether you qualify.
  2. You may qualify for assistance to reduce your monthly health insurance bill, as well as what you spend when you go to the doctor.
  3. Plans on the health insurance marketplace are offered by private insurance companies and each provides the same basic benefits.
  4. There is a specific time frame during a calendar year when you can apply for insurance through the health exchanges. In order to enroll outside of the open enrollement time period, you must have experienced a qualifying event.
    For more information, visit our resource pages for your state: Oregon, Alaska or Washington.
  5. Insurance companies no longer can deny coverage due to a pre-existing condition.