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Health Insurance for Everyone


Insurance exchanges are a new way to find coverage that protects you and your family from large medical bills and helps you stay healthy.

Since Oct. 1, 2013, because of the Affordable Care Act, new options for health insurance are available. The changes mean that people who’ve not had access to affordable health insurance likely will be able to get coverage.

Who should shop for insurance on the marketplace/exchanges?

The insurance marketplaces are for people who:
  • Don’t have health coverage.
  • Can’t get affordable health coverage through work.
  • Buy their own coverage and want a better option.
  • Own a small business and employ 50 or fewer people. 
     

If you would like to receive care from a PeaceHealth provider or medical center, be sure to choose an insurance plan that includes PeaceHealth.


 

You May Qualify for a Discount

Financial assistance is available for many people, including those who work. The chart below indicates the maximum for yearly incomes that may qualify for assistance.

​Family Size ​Maximum Yearly Income
​1 $45,960
​2 $62,040
​3 $78,120
​4 $94,200
​5 $110,280
​6 $126,360
 

 

 

 

 


 

Four things to know

Open enrollment for pur-chasing health insurance on the exchanges, also known as the marketplace, opened Oct. 1, 2013 and ends March 31, 2014. It is a new way to find and apply for health coverage that makes it affordable for more people
 
1. Medicaid is expanding in Oregon and Washington. The exchanges — Cover Oregon in Oregon and Washington Health-planfinder in Washington – are where to go to find out whether you qualify.

2. You may qualify for assistance to reduce your monthly health insurance bill, as well as what you spend when you go to the doctor.

3. Plans on the exchanges are offered by private insurance companies and provide the same basic benefits.

4. New laws prevent insurance companies from denying coverage and charging different rates to men and women.

 
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